Property Insurance Riders
What is Property Insurance Riders?
Property insurance riders are additional provisions added to a standard policy to extend or customize coverage. They protect specific items or situations not covered by the basic policy, such as valuable belongings or natural disasters. Riders often come with an additional cost but provide tailored protection. Policyholders can adjust riders to suit their evolving needs.
Property insurance riders are additional provisions added to a standard policy to extend or customize coverage. They protect specific items or situations not covered by the basic policy, such as valuable belongings or natural disasters.Policyholders can adjust riders to suit their evolving needs. At SenseInsur, we help you choose the right riders to ensure complete coverage for your property. Our team ensures your insurance aligns with your unique needs and circumstances.
Property insurance riders offer peace of mind by filling gaps in standard coverage. At SenseInsur, we also provide ongoing support to review and update your riders as your property and assets change over time.
PROPERTY INSURANCE RIDERS
PERSONAL PROPERY RIDER – If you have highly costly propeties are there need to individual protection. that may be be jewellry, collectibles, antiques and art etc.
- PERSONAL ACCIDENT RIDER – This rider protects the policyholder and the members of the house (named in the policy) against disablement or death due to natural situtations like earthquakes, floods, landslides, etc., man-made problems like burglary or theft, and fire or shock, within the premises of the property.
- ROOF SURFACING PAYMENT SCHEDULE RIDER – The roof surfacing rider provides a way for homeowners to save money on their premiums, as it considers the actual cash value of the roof in the event of a covered loss.
- FLOOD INSURANCE RIDER – A flood insurance rider is a provision that can be added to an insurance policy to provide coverage for damage caused by flooding.
- Melting snow
- Heavy or prolonged rain
- Coastal flooding and storm surges
- Blocked storm drains
- Levee or dam breaks
- Tropical storms
- Groundwater flooding
- LIVING EXPENSES RIDER – This rider helps due to damaged you property unable to stay in your property, then some insurers also provide you with additional coverage for living expenses or temporary housing.